You could indeed be buying high.  Or not.  All indications are that the economy is on a slow but steady positive path and therefore returns generally should be continued positive.  On a personal note, I’ve really been positively surprised of late with the latest economic growth figures.

If you need more in the fixed income arena, you could possibly buy here today all at once since that area doesn’t generally have much price volatility.  If you are adding to equities, consider doing so systematically over time help (dollar cost averaging) to mitigate buying too high or low.

Not putting money to work has usually proven to be a mistake.  I’ve heard a million reasons why investors don’t invest over the years, many with very sound arguments who “wait for a better opportunity”.  Nine times out of 10 that proves to be a mistake.  In almost 30 years of this business, I’ve learned the markets outsmart investors and professionals almost every time, so why try to win a losing game, especially when you can engineer a desired end-game outcome with a little smart math.

 

Any opinions are those of Shari Burnum and not necessarily those of RJFS or Raymond James. The information contained in this report does not purport to be a complete description of the securities, markets, or developments referred to in this material. There is no assurance any of the trends mentioned will continue or forecasts will occur. The information has been obtained from sources considered to be reliable, but Raymond James does not guarantee that the foregoing material is accurate or complete. Investing involves risk and you may incur a profit or loss regardless of strategy selected. Past performance may not be indicative of future results.